John, the dragon did show itself after I 'saved' having got the element. I died
Loaded the Saved Game and carefully dodged the dragon and went south.
Having spent all day trying to find dragons in that area - the only sign being scorched earth everywhere - thought they must be up on the higher ground but could not discover a way up.
Came to the conclusion, as the yellow arrow was still pointing to the monastery and the gold thingy was still up there, I ought to have killed that dragon. Soooooo......plodded all the way back, stopping off in a town to fill the backpack with lotions and visiting a combo master.
During this period I suddenly realised, this late in the game, that the yellow potions quickly replenished the combos
If only I'd discovered that earlier. Now I set off to meet the Frostgard dragon with more hope. And never found the dashed thing.
Whatever, was coming up to the next level by downing giants - they respawn by the dozen - and suddenly noticed some thing had triggered the arrow to point south. Wasn't the least surprised the gold thingy had been teleported to the sahara! Now, would you believe, I can't find my way out of the frozen north
Have had to give up for the day - am having a lot of trouble with my eyes this week.
Will see what tomorrow brings.