Check your invoices. Another scam.

Posted by: Chief

Check your invoices. Another scam. - 10/28/12 12:38 PM

When you use your card to buy something, check if there is not an additional 20 or more added on the invoice.

We buy something, a lot of people in line to pay, the taxes are added, we say OK and we put the invoice in the bag without checking. We get home and see that a 20 was added as we do if we needed cash.

So, check your invoice. smirk

Chief wave
Posted by: BrownEyedTigre

Re: Check your invoices. Another scam. - 10/28/12 12:41 PM

Ouch! That stinks! Good advice Chief, thanks.

Ana wave
Posted by: Haroula

Re: Check your invoices. Another scam. - 10/28/12 03:55 PM

Thanks Chief wave
Posted by: Sorta Blonde

Re: Check your invoices. Another scam. - 10/28/12 05:43 PM

What a diabolic plot to scam us! I usually mentally add my purchases and when I get to checkout I pretty much know what the total should be. Now I'm going to go through my stack of receipts (I save them all until tax day) and see if anything shows up that surprises me. Thanks for the heads up.
Posted by: auntiegram

Re: Check your invoices. Another scam. - 10/28/12 06:22 PM

Thanks Chief for the heads up!!!
Posted by: MaG

Re: Check your invoices. Another scam. - 10/28/12 09:40 PM

Oh my!

Thanks, Chief!
Posted by: Homer6

Re: Check your invoices. Another scam. - 10/29/12 11:00 AM

Whose getting this extra 20 or more? More importantly, whose adding the extra 20 or more?

Most stores I shop at don't input the amount, but only determine payment type when a credit card is used. The amount comes directly for the cash register.

If the cashier is inputing the extra 20 or more, their register balance would be off at the end of their shift if they were inputing the extra 20 or more.
Posted by: BrownEyedTigre

Re: Check your invoices. Another scam. - 10/29/12 11:15 AM

If the cashier punches in an extra twenty and takes the cash no one would know.

Ana wave
Posted by: flutist

Re: Check your invoices. Another scam. - 10/29/12 11:20 AM

EEK!!!!!
Posted by: Sorta Blonde

Re: Check your invoices. Another scam. - 10/29/12 11:41 AM

It's so easy to do. This happened to me at a bank which I no longer will ever use. I deposited an even 100 dollar check. Was a busy day and the gal at the auto teller didn't send me copy of 'their' receipt, so I drove off not realizing it would matter. Never had a problem before. Well, the 100 never showed up in my account. The gal pocketed it and never made the deposit. I had quite a go round with the bank manager who finally agreed they 'suspected' this gal of theft, but couldn't prove it so they fired her. I NEVER got back my hundred, even after I got copies of the check I deposited from the other party's bank. Each time, the copy came back so badly smeared you couldn't read the stamp on the back. Turned out it was a 'sister' bank of the one I used. Talk about coverup! I was advised by a fraud expert to never do things in EVEN amounts. Always use dollars and some cents if you can to make it more confusing for the 'thief' to carry out their plans.

Also watch for cashiers who 'forget' to give you your change. Happened twice in the last month. Usually a new person and usually a total mistake but then they can pocket that too if you aren't watching.

Oh the ways we get cheated!
Posted by: Lotus777

Re: Check your invoices. Another scam. - 10/29/12 04:35 PM

Wow, people stoop to new lows.... frown
Posted by: Space Quest Fan

Re: Check your invoices. Another scam. - 10/29/12 05:42 PM

Is it just me or would this kind of thing never happen when we were young???
Posted by: BobH

Re: Check your invoices. Another scam. - 10/29/12 06:13 PM

The article I read about the 20 cent added on applied to debit cards only and was added by the retailers to cover the fees they have to pay. If I remember the article correctly, they were not allowed to add a fee to credit card purchases because the credit card companies didn't allow it but nothing prevented them from adding the fee for debit cards.

All of that was a few years ago and I think prior to the major legislation that went through Congress on credit card interest rates and fees. That may have affected debit cards too.

While it's possible that the cashier was doing this I suspect it is less likely than the store itself doing it.
Posted by: BrownEyedTigre

Re: Check your invoices. Another scam. - 10/29/12 06:29 PM

I thought Chief was talking about the cashier adding 20 dollars to it. When you use a debit card it asks if you want cash back and you can do it from the keypad or the cashier can add it on the register.

Ana wave
Posted by: BobH

Re: Check your invoices. Another scam. - 10/29/12 06:57 PM

Oh, I see now. Yeah, I was thinking of something else.

Wow! I think I would notice twenty dollars added. I usually do the same as Sorta Blonde so I know within a dollar or so what the total should be but I confess I have gotten lazy lately and don't always keep track. I guess it's back to the mental arithmetic. Hey, it helps keep you sharp too. smile
Posted by: Homer6

Re: Check your invoices. Another scam. - 10/30/12 12:22 AM

No Space Quest, it isn't only you. It might have happened but not as wide spread as it appears today.

Well, I guess that answers my question about how a cashier would get away with it. Still, losing an hourly job over pocketing a few bucks seems hardly worth the effort.

Sorta, your bank story makes me wonder. If a drive up teller didn't give me a receipt, and swore they never received the money I put into the carrier that went into the bank, how would a person prove they sent money into the bank?
Posted by: Sorta Blonde

Re: Check your invoices. Another scam. - 10/30/12 11:38 AM

Ahh good question Homer. My 'proof' was the cancelled check which would have had the teller's stamp on it 'for deposit'. That was a check from my sister to me. So we contacted HER bank, the check had cleared and we figured it was a slam dunk for me to get my money. Well, the bank manager practically called me a thief and con artist when I approached the subject of any of HIS tellers stealing. But with the cancelled check, he said it would be my proof. Only problem is, we got a copy from my sister's bank, the back was so badly smeared it was unreadable. So we got a second copy, same thing, got a third copy and it was worse. When we asked for a FOURTH copy, they said, 'ooops, we accidently destroyed that check. It had only been 2 weeks! This was when they didn't return the actual checks to the writer. They were sooo sorry, not.

So I was left with no 100 bucks, a manager who was not the least apologeticm loudly announced in a quiet small bank that I was trying to scam THEM, (even though he did admit they fired a teller for inaccurate transactions). Turns out that MY bank, was connected some way to my sister's credit union and the two of them were acting in concert somehow. Big mess.

I pulled my accounts and went to another bank. Learned a 100 buck lesson. Always get that receipt and check it carefully, no matter where you bank or shop!
Posted by: BobH

Re: Check your invoices. Another scam. - 10/30/12 12:20 PM

Wow, Sorta, that sure sounds like a bank scam alright...especially with the mysteriously unreadable then disappearing check. I was getting upset just reading about it. I was thinking that you should have called the police at that point but I suppose if I were in your position I wouldn't have. It's probably better to just learn the lesson and move on.

As a friend of mine used to say, "School costs money."
Posted by: Sorta Blonde

Re: Check your invoices. Another scam. - 10/30/12 06:36 PM

You are so right BobH. I figured the stress, strain, and time needed to 'win' this wasn't worth it. Lesson learned, be more more more careful in everything I do. There are people out there just waiting to scam you if you let them.
Posted by: Homer6

Re: Check your invoices. Another scam. - 10/31/12 02:12 AM

What a mess. I don't suppose a call to the agency which oversees banks would do any good. Or maybe a call to the corporate offices.

Thinking back to my question, it'd be hard for the teller to claim the money wasn't put into the carrier what with all the cameras around.
Posted by: traveler

Re: Check your invoices. Another scam. - 10/31/12 03:16 AM

Homer6, just don't use the living, breathing teller at a drive up window. If you're depositing money or a check, use the automated teller. It reads the bills and the checks, asks you to verify the amount of money or the amount on each check, then either gives you a receipt or emails one to you, your choice.

Most of the time, you get through faster, too, since you're not parked behind someone dithering over his deposits or 'passing the time of day'. Or hers, gotta be fair here. grin

Gil.
Posted by: Homer6

Re: Check your invoices. Another scam. - 10/31/12 11:34 AM

I don't remember the last time I used the drive up teller. If I have a deposit or need to make a withdrawal I go inside the bank. I get a bit of exercise that way.