Posted By: Sorta Blonde
I'm am so ticked off! - 12/21/16 11:45 PM
My homeowner's insurance company did a 'hazard' check on my house and lot a few weeks back. The guy was so friendly and jolly and full of stories about our area, etc. Really nice guy.
So today I get a nice handwritten note from my Agent, who informs me I have TWO violations that need to be addressed before my policy can be renewed. Her husband (also an agent) will come out to photograph the repairs to send to the head company as proof of compliance. Renewal is in May so there is loads of time but:
One of the problems is the six 4x4 inch wooden porch supports They are original to the house from 1944. They are in good shape except the inspector guy, says that I need to PAINT them because the paint is peeling. The paint has been peeling since 1998 and I never assumed that minor peeling paint is a hazard? Maybe he thinks it's lead paint? Not stated in the evaluation. Just have to correct the peeling paint on those 6 posts.
The other problem is a 50 foot stretch of wooden fence between my property and my neighbor's. It's been leaning here and there due to rotting posts forever. He props it up when a section leans too far to his side, and I prop it up when it leans to my side. This has worked since 1978 and it's working ok for us.
The inspector says I have to replace the fence and/or the supports to repair the fence. Sure, of course. The only PROBLEM is that it's NOT MY FENCE. It belongs wholly to the neighbor! I'm not about to ask him to replace or repair something that isn't mine. Geez. I can only imagine his wrath when I mention MY insurance company wants it done.
I clearly told the inspector it wasn't MY fence. I don't think he listened at all. My guess is he just had to find something wrong since he was called out to 'cover' for the usual guy who does this area. Maybe he was mad? Might have been since he made a point of telling me that he had to do the other guy's job.
I called my agent. No answer, not even on the fax machine. I think they may have closed the office for Christmas. They do that sometimes on holidays.
So now I sit and wait and stew over this. No idea when anyone will call back and I'm not terribly patient when it comes to strange requests. Can't imagine this whole fiasco.
So today I get a nice handwritten note from my Agent, who informs me I have TWO violations that need to be addressed before my policy can be renewed. Her husband (also an agent) will come out to photograph the repairs to send to the head company as proof of compliance. Renewal is in May so there is loads of time but:
One of the problems is the six 4x4 inch wooden porch supports They are original to the house from 1944. They are in good shape except the inspector guy, says that I need to PAINT them because the paint is peeling. The paint has been peeling since 1998 and I never assumed that minor peeling paint is a hazard? Maybe he thinks it's lead paint? Not stated in the evaluation. Just have to correct the peeling paint on those 6 posts.
The other problem is a 50 foot stretch of wooden fence between my property and my neighbor's. It's been leaning here and there due to rotting posts forever. He props it up when a section leans too far to his side, and I prop it up when it leans to my side. This has worked since 1978 and it's working ok for us.
The inspector says I have to replace the fence and/or the supports to repair the fence. Sure, of course. The only PROBLEM is that it's NOT MY FENCE. It belongs wholly to the neighbor! I'm not about to ask him to replace or repair something that isn't mine. Geez. I can only imagine his wrath when I mention MY insurance company wants it done.
I clearly told the inspector it wasn't MY fence. I don't think he listened at all. My guess is he just had to find something wrong since he was called out to 'cover' for the usual guy who does this area. Maybe he was mad? Might have been since he made a point of telling me that he had to do the other guy's job.
I called my agent. No answer, not even on the fax machine. I think they may have closed the office for Christmas. They do that sometimes on holidays.
So now I sit and wait and stew over this. No idea when anyone will call back and I'm not terribly patient when it comes to strange requests. Can't imagine this whole fiasco.