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#906434 - 08/07/13 04:52 PM Checking Account Cost - A Question
LadyLinda Offline
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Registered: 11/16/99
Posts: 616
Loc: NYC, NY USA
How much do you think it costs the bank to maintain a personal checking account? grin

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#906441 - 08/07/13 05:13 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
BrownEyedTigre Online   happy
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Registered: 01/04/04
Posts: 65507
Loc: In the Naughty Corner
Good question...I have no clue. lol
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#906444 - 08/07/13 05:20 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
looney4labs Offline
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Registered: 04/05/04
Posts: 42513
Loc: Alabama
I think that varies widely from bank to bank.
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#906446 - 08/07/13 05:27 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
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You are asking how much the spends to maintain an account not how much they charge us, right?

Ana wave
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#906449 - 08/07/13 05:30 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
InlandAZ Offline
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Registered: 08/14/02
Posts: 6850
Loc: Arizona
Last I heard it was around $200.00 to $350.00 per year per account.

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#906458 - 08/07/13 06:12 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
LadyLinda Offline
Settled Boomer

Registered: 11/16/99
Posts: 616
Loc: NYC, NY USA
Really $200 to $300 per year.

Sorry if I was unclear.

I was curious how much it costs the bank to maintain a simple personal checking account for an individual.

My bank recently increased it's checking fee from $36 to $60 a year.

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#906459 - 08/07/13 06:23 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
BrownEyedTigre Online   happy
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Sonic Boomer

Registered: 01/04/04
Posts: 65507
Loc: In the Naughty Corner
I just wanted to make sure I answered you correctly. Salaries are high, so it wouldn't surprise me.
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#906487 - 08/07/13 09:13 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
Draclvr Online   content
Adept Boomer

Registered: 06/03/05
Posts: 10151
Loc: In Missouri near St. Louis
I found the same thing Inland did by entering a Google search.
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#906501 - 08/07/13 09:34 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
looney4labs Offline
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Sonic Boomer

Registered: 04/05/04
Posts: 42513
Loc: Alabama
Ahhh, I was clueless as to the question and the answer rotfl
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#906703 - 08/08/13 07:33 PM Re: Checking Account Cost - A Question [Re: LadyLinda]
Sorta Blonde Online   content
BAAG Specialist

Registered: 11/29/04
Posts: 7352
Loc: San Diego, CA
Ah, my bank charges me Zero if I have my paycheck direct deposited. Great for me. Maybe you can find a similar deal.
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#907085 - 08/10/13 03:27 PM Re: Checking Account Cost - A Question [Re: Sorta Blonde]
Betty Lou Offline
Adept Boomer

Registered: 07/29/00
Posts: 11334
Loc: Sacramento, CA USA
We use a credit union and we are senior citizens so it depends on a variety of requirements - we have to maintain a savings account of at least $1 - and have used 'direct deposit' for our SS and retirement incomes since the option was made available to us years ago - I cannot see us ever having to pay for our checking account or checks (also provided free of charge). Good luck
Love, Betty Lou
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