Your total Fatigue will improve as you level up. Right now, you'll either have to use Restore Fatigue potions or spells, or just ignore it. Along the way you'll find lots of things that will help with Fatigue; I can't think of anything specific at the start of the game. Also along the way you can increase your Speed when you level up. Being slow is part of the early game, new character weakness that you overcome as you play.

Join the Mage Guild and buy the Restore Fatigue spell from someone (make sure it's a cheap, low-level spell that you can cast early in the game, though). Or, if you join the Fighter's Guild, you can get a few of the potions for free from the chests in the Guildhouses.

Just to add to and emphasise what Hagatha said: exhaust your fatigue as much and as often as possible; this is the fastest way of getting your athletics skill up, which will give you more points to level up your speed. Swimming is also a great way of improving your athletics skill. Run everywhere (capslock) even when you are in town.

If you are a Breton, or have some other means of increasing your resistance against magica, and you are not a beast race, there are some lovely fast boots to be had on the road between Caldera and Hla Oad, by either helping or killing a lady called Pemenie.

If you have no magica resistance, these boots will unfortunately blind you, but they also make you run faster than lightning! My Breton character has a naturally high magica resistance, and so the boots don't blind me! Keep in mind that beast races cannot wear boots (or helmets) - as I found to my dismay when trying out a Kahjit character.

Just a quick answer to your question about money -- if you have Sneak ability, you can steal some filled Soul Gems from the Mage Guild in Balmora to get your finances started. On the top floor is a mage in beautiful orange and yellow robes. If you are able to Sneak, you can hop up on the desk and just take them (risky, though...don't get caught). Otherwise, there's an early-on quest right in the Guild House which forces this mage to go downstairs. Help yourself to the Soul Gems, and sell them. The best place to sell them, and this is a huge spoiler but worth it, is:

Yeah- just careful with that one, though. Whatever you steal from a specific mage's guild, you cannot sell back to them again. I also tried that trick with Galbedir, and forever afterwards for the rest of that playthrough, whenever I tried to sell any soulgem to her,(or tried to do enchanting with her) she would shout that I was a thief, and that that was her gem that I had stolen.

Another very irritating thing that happened to me, was that I picked up a piece of crab meat that was lying on the floor of the mage's guild in Caldera (in that little room with the table upstairs). Forever afterwards in that playthrough, I could not sell any crab meat to the alchemist in the Caldera mage's guild, without him shouting that that was 'his' piece of crab meat that I had stolen...

I don't know if this has been patched out in the meantime. I think this might all have happened to me while I was still playing the original version of the game.

Still - make sure you save your game before attempting anything like this, and just make sure it won't happen to you, by trying to sell the gem back to Galbedir, before continueing with the game.

Of course, if it does happen, you can from that point on, simply ignore Galbedir and not sell those gems or do enchanting with those gems with her, but since I think I might have stolen quite a range of types of gems from her, this turned out to be an extreme pain in the neck for me.

It might be a good idea, for instance, to only steal one kind of gem from her- that purply crystally looking kind, or the big round orange kind - (greater and grand), since those are worth a lot of money.

Stealing the smaller ones will turn out to be a pain, since you get soulgems for free out of the mage's supply chest anyway.
You can then trap souls into them, and sell them for quite a lot of cash (I usually become stinking rich from soultrapping).

This brings me to another way of making money. Empty the contents of all four mage's guild chests, and sell the contents for cash. The contents of these chests are free for the taking, and you can resell it at that very same guild. The same goes for joining the Fighter's guild. It's a good idea to join them just to be able to empty their supply chest for free, and sell (and/or use) the contents.

These fighter's and mage's guild chests, eventually replenish again after time, if you empty them out regularly.

Stealing can of course be lucrative, but dicey if it's from a guild that you belong to.

Other ways to make cash, is by gathering plants along the wayside and selling them, killing squibs, kwama foragers and rats (which will improve your fighting skills) and selling their meat and hides, which don't bring in a lot of cash - but as you get stronger, you can start going into caves and tombs that are scattered along the countryside, and loot them. (You'll have to kill the ghosts/ bandits hdiding in most of them first).

As you level up, your enemies will start carrying more expensive weapons and armour that you can sell.
Of course, fulfilling quests always bring rewards in items or cash. For good money, join house Hlaalu in Balmora. They're next to that square just up the stairs from the mage's guild. The fighter's guild also pays good cash - but of course, -Catch 22 - you have to be a good fighter with good equipment to be able to do their quests...

EDIT: I just tested what I had said about stealing from the mages guild. I sneaked in behind Galbedir and stole a lesser soulgem, of which I had a lot in inventory already. Then I came in the front, all innocently, and bought something from her, and all was well. Then I tried to sell her one of my OTHER lesser soulgems. Immediately, it went to, from her being friendly to me, that the message came up: "Your crime has been reported" and she said : "That soulgem was mine"; and the other mages all ran up to attack me, saying "You shall suffer greatly" and the like.

So just be forewarned of the consequences...

... I'm embarrassed to admit this, but I'm just a level one w/ a broadsword and not much fighting experience yet...

Scamps are immune to normal weapons, and resist fire, shock, poison,and frost. I recommend a silver sword. Just my 2 cents.
Sharon

Edit: An enchanted sword would work as well.

PS I almost forgot! Can you guys tell me a little about the Houses like Redoran, Halahu (SP?), etc.? I am a dark elf already and so would like to join a House, but am not sure which one would be the best. Thanks!...

and general issues with the game reloading unexpectedly

Hey Oldman. Could you point me in the direction of how and where to get those goodies? !